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The traditional mutual organizations for house mortgages have been shown to be more competitive and less risk prone than the bank-based systems ... something people might reflect upon for future personal and family financial strategies.... mutuals operate in the interests of their depositors and customers and do not have to satify shareholders or pay mega-bonuses to managers, both of which lower net proceeds (margins) by around 35% in comparison with shareholder-based financial institutions ... take direct action, transfer your money to a mutual ....
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A United Kingdom
In this land, the supremacy of a union can only be safeguarded through the wisdom of a free community conscience. This can never be bettered by any union shaped by political party interests ...
it is so important
What will become of us?
The right to life ...
The dangers of financial commoditization
Lessons for housing stock
What does economics have to do with you?
Why the European Treaty is a constitutional issue
Whose government is it anyway?
Governance with no mandate?
A truth greater than political parties
Alexander's judgement - part 2
Alexander's judgement - part 1
The denial of rights through a failure in obligations
Citizenship as a concept of collectivism
Goldsmith and Citizen's involvement in politics
Is the government planning to kill off juries?
Not exactly a vision thing...
Goldsmith on compulsory voting
The dangerous illusion of a forthcoming change in UK politics
The £50 billion gamble on slumpflation
Malthus at the margin
The CBI proposals on corporate taxation
Gaining traction in macroeconomic policies - not as difficult as it might seem
The economics of immigration
New Labour pursues Old Labour's proven strategy to gain votes
The freedom to become the person you want to be
The issue isn't declaring funding it is the funding itself
Some constitutional implications of a lecture by Rowan Williams, the Archbishop of Canterbury
The shameful attacks on Rowan Williams, the Archbishop of Canterbury
So if corruption is a party issue what about their representatives in Parliament?
Avoiding data protection fiascos
Data protection fiasco reflects democratic deficit
The benefits of mutualization in mortgage lending
The reason the Bank of England is not independent
The reason the Bank of England was made independent
EHRT review confirms discriminatory nature of British system of governance
Why Ian Blair should resign or be sacked
Brazilian Oil Reserves significantly increased
Britain's destructive PartyWarp
A British human resources policy? - Part 1
A better constitutional settlement
Why no one knows what is in the EU Treaty
EU Immigration - Transition or a failing state?
The death of conviction politics
Sharing concerns & identifying solutions
The Human Rights Court - not fit for purpose
The Scottish political & social revolution?
Common sense from Chakrabati
Why Euro-scepticism is not Anti-European
If there is no European constitution, there can be no British one
Freedom, individualism & institutions - dangerous territory
Dishonourable leadership & dishonest foreign policy